Upgrading your Cochlear™ sound processor doesn’t have to mean a large upfront cost. Cochlear is offering a 0% Payment Plan designed to help eligible recipients manage their out of pocket expenses with predictable monthly payments.
How the 0% Payment Plan1 works
- 0% interest for up to 12 months
- Finance any amount from $500 to $3,500 per device
- Applies only to your out‑of‑pocket cost after insurance has been applied
- No interest, no additional fees
Payments are divided into equal monthly installments, with a minimum monthly payment of $95. Your first payment is due before shipment, and you can pay off the remaining balance at any time without penalty.
Who is eligible?
You may qualify if you:
- Have commercial insurance, Medicare,2 or another federally funded health plan3
- Are a registered Cochlear Family member
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- Register for free here: Cochlear Family
- Have a registered Cochlear Nucleus®, Baha®, or Osia® sound processor
- Are ordering a new sound processor upgrade or replacement through Cochlear’s reimbursement and insurance services4
Is a credit check required?
No, a credit check is not required to take advantage of this financing.
Where is this promotion available?
Alaska, Arkansas, Colorado, District of Columbia, Florida, Iowa, Idaho, Kansas, Maine, Michigan, Missouri, Mississippi, North Carolina, North Dakota, Nebraska, New Jersey, New Mexico, New York, Pennsylvania, Tennessee, Texas, Virginia, West Virginia.
If you are not in one of these states…
We have additional flexible financing options available to you through our partner, CareCredit®. Contact us to learn more about these options.
Why choose 0% financing?
This program helps spread the cost of your upgrade over time, making it easier to access Cochlear’s latest hearing technology without added financial stress.
Ready to learn more?
Our team is here to help you understand your options and see if you qualify.
Call our Customer Support team at 800‑483‑3123 to get started.
- state restrictions apply
- May be covered for patients that meet Medicare’s current coverage criteria
- Coverage for adult Medicaid recipients varies according to state-specific guidelines
- Contact your insurance company or local Hearing Implant Specialist to determine your eligibility for coverage
